Emergency savings proposals in Secure 2.0 may boost financial security

Coming up with the cash to cover an unexpected emergency expense can be a challenge for many individuals and families. Studies show an unexpected expense of even $400 may prompt…

1 in 5 young adults have debt in collections, report finds

Americans across the board are struggling with credit card debt. Those just starting out are particularly vulnerable. With limited financial resources, lower wages and shorter credit histories, young adults are…

Where Americans have the highest and lowest credit scores

Where you live may have an impact on your credit rating. With Minnesota’s low poverty rate and high employment, its residents have a credit score of 724, on average, well…

Don’t use credit cards if you want to be rich

Billionaire entrepreneur Mark Cuban suggests you pay off all your credit cards — and then burn them. “If you use credit cards, you don’t want to be rich,” Cuban said…

Credit ratings are at an all-time high, despite rising consumer debt

Consumers are increasingly relying on credit cards to make ends meet, but this has not had a significant impact on their financial situation, at least as far as their credit…