Sometimes managing your finances is more difficult than making money in the first place. Thanks to our modern technology, there are now many interesting and creative ways to track your expenses. For example, you can use a smartphone to track everything from your investments to your daily expenses.
1. Monetary calendar
This app is great for managing personal expenses, but it can also work for simple business income and expenses. It is a desktop application that allows you to easily project your account balances and overall savings. You can divide your expenses into different categories. And it gives you several auto-generated charts to keep tabs on your spending month by month.
With Money Calendar, managing and maintaining multiple accounts just got a little easier. It supports multiple currencies, so you won’t have any problems when transferring money between accounts. The monthly budget and expenses are easy to monitor thanks to the clear presentation of the calendar.
Rylstims images are colorful and eye-catching. You will find the graphics good and pleasing to the eyes. This seemingly simple layout contains more than meets the eye.
2. Calendar budget
Calendar budget is best for your desktop computer. It’s a simple app that lets you do a lot of things for your finances. You can track your money using a calendar that acts as a financial planner. Your budget is categorized, so it’s easy for you to take note of every financial movement you make. You can set up your expenses at different frequencies: once or repeatedly. If you repeat a particular expense, it will automatically update based on the time you set it. You don’t have to worry about forgetting to set it up.
Calendar Budget also displays your daily expenses. Plus, you can plan your future spending and set financial goals. You can also bookmark important financial events the same way you do with any parties you attend. Finally, to make sure you never pay an invoice late, you will receive reminders by e-mail before your invoices are due.
3. The PNC Virtual Wallet
This budgeting tool requires an actual bank account with PNC. But it can be a good option if you are also looking for a new checking account. The virtual wallet actually comes with several budgeting tools, including a money bar that lets you quickly see how much you have in spending, savings, and long-term savings categories. But it also has a calendar that shows your upcoming transactions and a projected account balance.
If there’s a particular time of the month when it’s easier for you to overdraw your account, you’re in luck. The virtual wallet will alert you with “Danger Days”. These are days coded in red on your calendar when you are likely to have a very low account balance and are most likely to have an unintentional overdraft.
All in all, these are great budgeting tools, especially if you need an easy way to budget through your joint checking account with your spouse or significant other.
4. Google Calendar
If none of these apps appeal to you, you can kind of create your own approximation of a calendar-based budgeting app with Google Calendar. Basically, you color-code a budget calendar with scheduled incoming and outgoing transactions, and scheduled invoices due. You won’t get fancy alerts or balance projections. But it’s a simple way to track the ebbs and flows of your finances. You can get a more in-depth tutorial here.
Calendar budgeting is certainly not the only option. And you might even decide to use a calendar-based budgeting tool in tandem with another of our favorite budgeting tools, like Personal Capital. But these options can help you track more easily.